Z02: Examination and encounter for administrative purposes

Z02.6: Examination for insurance purposes

Examination for insurance purposes, denoted by the ICD-10 code Z02.6, refers to the routine medical evaluations performed by a healthcare professional to determine a person's general or specific health status. These examinations are usually required by insurance companies before they can issue an insurance policy. It can involve various checks depending on the type of insurance, age, and overall health status of the individual. Common components of such evaluations include a physical examination, blood tests, urine tests, and medical history review. Through this process, insurance companies gain insights into a potential policyholder's health conditions to calculate risk and determine terms of insurance. These evaluations do not necessarily indicate the presence of a disease or medical condition but are part of the risk assessment performed by the insurance provider.